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Many companies react only when a regulatory initiative is already advanced toward adoption. This reactive approach typically results in higher costs, limited ability to influence the content of regulation, and increased regulatory risk. Professional and early interest representation in the legislative process is a strategic element of regulatory risk management. Below, we explain why early engagement is critical … Read more

Introduction In real estate relations, easements are a frequent source of disputes. While neighbours can be cooperative, conflicts often arise when access rights or other easements are missing, unclear, or not legally registered. In practice, the absence of a properly established easement can seriously restrict the use of a property. What is an easement and why … Read more

It is often said that an insurance policy should be carefully reviewed before signing. In practice, however, insurance terms and conditions are frequently complex and difficult to understand for individuals without a legal background. As a result, disputes typically arise only after an insurance claim is submitted and compensation is refused or reduced. This is the stage at … Read more

A regulator that engages early One of Latvia’s strongest advantages is the opportunity to engage with the supervisor at an early stage. Companies can discuss their business model, governance structure, AML framework and IT architecture before submitting a formal licence application. This significantly reduces uncertainty and improves the quality and speed of the authorisation process. … Read more